About ROMO Fire
Rocky Mountain Fire Assessment Systems is a Colorado-based wildfire risk assessment and compliance support firm built to help property insurers navigate the evolving regulatory and underwriting landscape surrounding wildfire risk.
Founded in response to Colorado House Bill 1182 (HB-1182), ROMO Fire exists to bridge the gap between wildfire risk modeling, real-world property conditions, and regulatory expectations set by the Colorado Division of Insurance.
We are not a catastrophe model or a mitigation contractor. ROMO Fire serves as an independent, compliance-focused assessment partner, providing property-specific wildfire risk evaluations, transparent documentation, and defensible reporting designed to support underwriting decisions and regulatory review.
Our approach helps insurers incorporate mitigation factors, improve policyholder transparency, and prepare for DOI scrutiny without disrupting existing workflows.
ROMO Fire’s mission is simple: to help carriers turn wildfire compliance into a clear, structured, and defensible process—so risk decisions are explainable, scalable, and aligned with Colorado law.
Founded in response to Colorado House Bill 1182 (HB-1182), ROMO Fire exists to bridge the gap between wildfire risk modeling, real-world property conditions, and regulatory expectations set by the Colorado Division of Insurance.
We are not a catastrophe model or a mitigation contractor. ROMO Fire serves as an independent, compliance-focused assessment partner, providing property-specific wildfire risk evaluations, transparent documentation, and defensible reporting designed to support underwriting decisions and regulatory review.
Our approach helps insurers incorporate mitigation factors, improve policyholder transparency, and prepare for DOI scrutiny without disrupting existing workflows.
ROMO Fire’s mission is simple: to help carriers turn wildfire compliance into a clear, structured, and defensible process—so risk decisions are explainable, scalable, and aligned with Colorado law.